How a mid-size EU payments processor cut false declines without raising fraud
An anonymised processor was declining legitimate transactions at twice the industry rate; retraining its risk model and adding a step-up path recovered revenue for merchants.
- 3.1% to 1.4%
- False decline rate
- Unchanged
- Fraud rate (basis points of volume)
- +2.3%
- Recovered merchant revenue (annualised)